A modern take on the annexe

What was once the traditional ‘granny annexe’ is now increasingly being used as a living space for younger generations
Turning good intentions into practical planning

Most people recognise the need to plan for later life, but fewer turn good intentions into action
Many first-time buyers could borrow more than they think

A significant number of first-time buyers (FTBs) may be underestimating what they can afford
Business Property Relief and Agricultural Property Relief – changes ahead

From April 2027, changes to the rules mean that some qualifying business and agricultural assets may no longer benefit from the same level of IHT relief as before, particularly where the value of those assets exceeds certain thresholds.
Why life insurance could play an even bigger role in Inheritance Tax planning from April 2027

Life insurance can provide a cash payment that beneficiaries may use to help settle an IHT bill. This can be particularly valuable where much of an estate is tied up in property, investments or other assets that cannot easily be accessed or sold quickly.
Key home insurance trends every homeowner should know

Home insurance is evolving as everyday risks, environmental factors and property type are shaping both claims and premiums
Be purposeful with every penny

Holding excessive amounts of cash can sometimes feel like a safe option, but over longer periods it may come at a cost
Remortgaging gains momentum

Remortgaging has moved back into the spotlight, with recent data indicating a sharp rise in activity during early 2026
Understanding gifting out of income – how regular gifts could help reduce Inheritance Tax

Many families are currently reviewing their estate planning and considering the options available for passing on wealth during their lifetime. One often-overlooked opportunity is the ‘gifts out of surplus income’ IHT exemption, read our article to learn more #EstatePlanning
A changing path to homeownership

Data highlights that first-time buyers are now entering the housing market later, at around age 33 on average
