International Women’s Day – closing the gender wealth gap
International Women’s Day on Sunday 8th March highlights continuing gender financial inequality
Start 2026 ahead: Know your tax numbers
Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year. Think about your pension, ISAs, CGT, Dividend Tax and gifting for IHT purposes.
Tune in to Budget tax changes
We’re here to help you make sense of the details announced during the Budget in November. Let’s take a look at some of the finer detail. We can help advise the best course of action for you.
An end to the Bank of Mum and Dad? More than one in ten retirees cutting back on gifting
According to Quilter research, gifting can reduce IHT, but errors can erase benefits. A common pitfall is the ‘gift with reservation of benefit’ – where you give something away but keep using. Make sure to keep detailed records and plan carefully.
Brits missing out on important money conversations
A recent survey shows Brits are more likely to discuss politics (50%) than finances (29%) at the dinner table. Gen Z (42%) and Millennials (37%) talk money more than older generations. With Talk Money Week 2025 (3–6 Nov) coming up, it’s the perfect reminder to pause and review your finances.
Avoiding pitfalls when passing on wealth
With pensions entering the IHT net from 2027, now is the time to review your plans. Small gifts, annual allowances, and PETs can reduce Inheritance Tax—but careful planning and record-keeping are essential.
Pension access age to rise in 2028
From 6 April 2028, the normal minimum pension age rises from 55 to 57, affecting those born on or after 6 April 1973. Early access to #pension funds will be limited to ensure retirees have sufficient resources in later life.
Consolidate to solve the pension patchwork puzzle
Do you know where all your pensions are? Across the UK, an estimated 3.3 million unclaimed pension pots worth £31.1bn are sitting unmanaged.
Budget outlook – preparing for change
Tax changes could feature in the Autumn Budget, potentially impacting pensions, IHT, savings and investments.
Take stock, strengthen your finances this autumn
Autumn is a natural time to review your finances. Check pensions, savings and investments to ensure plans match your goals. Building short-term resilience and strengthening long-term security can help you feel confident about your financial future.
