Brits missing out on important money conversations 

A recent survey shows Brits are more likely to discuss politics (50%) than finances (29%) at the dinner table. Gen Z (42%) and Millennials (37%) talk money more than older generations. With Talk Money Week 2025 (3–6 Nov) coming up, it’s the perfect reminder to pause and review your finances.  

Economic Review – December 2025

In our Economic Review of December – the Bank of England (BoE) warn further reductions were likely to become a ‘closer call,’ analysts suggest uncertainty ahead of the Budget affected growth, negatively impacting both consumer and business spending levels and retail conditions remain challenging.

Property Review

UK commercial property faces shifting taxes, rising regional office rents, resilient West End investment, and growing demand for let-ready space

Year in Review

Our Year in Review document takes a closer look at key events in 2025 impacting the global economy and markets, and looking ahead to what 2026 may have in store.  

News in Review

UK GDP unexpectedly shrank in October as production fell, Budget uncertainty lingered and rate cuts may be on the cards.

Avoiding pitfalls when passing on wealth

With pensions entering the IHT net from 2027, now is the time to review your plans. Small gifts, annual allowances, and PETs can reduce Inheritance Tax—but careful planning and record-keeping are essential. 

Is your fixed rate coming to an end?

Over 350,000 UK households will face higher payments this winter as low-rate deals from 2020–2023 end. With the Autumn Budget on 26 Nov, now’s the time to review your mortgage options. Early planning can save you thousands. 

Pension access age to rise in 2028

From 6 April 2028, the normal minimum pension age rises from 55 to 57, affecting those born on or after 6 April 1973. Early access to #pension funds will be limited to ensure retirees have sufficient resources in later life.  

Pensions set to fall within IHT net from 2027

Unspent pensions will face Inheritance Tax from 2027, with average bills rising by £34,000. The risk of double taxation makes planning vital. Reviewing your estate now ensures wealth is protected and passed on as intended. 

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