House prices – what to expect in 2026 and beyond
What does Savills’ latest five-year forecast show for UK house-price growth? Northern regions are set to outperform, while London lags. Buyers, movers and investors will each face very different market conditions in the years ahead.
Residential Property Market Review – January 2026
Commercial property 2026: offices lead, AI drives data centres, retail rebounds, hotels set for stronger year.
Commercial Property Market Review – January 2026
Commercial property 2026: offices lead, AI drives data centres, retail rebounds, hotels set for stronger year.
News in Review
This week’s edition covers geopolitical tensions, global economic forecasts and signs of renewed UK market resilience.
40-year mortgages offer lifeline to FTBs
More than six in 10 would-be FTBs said that affording the mortgage payments was a significant obstacle to buying a home. A 40-year mortgage could cut monthly payments by hundreds, making it easier to get on the ladder. Just remember: longer terms can mean more interest overall.
New data reveal trigger points for getting cover
New data reveal that most people need a trigger event before taking the leap. While 35% of the UK population have life insurance, it often takes a life milestone to act. Life changes or risks can prompt action—but being proactive is key. Don’t wait for a trigger: review your cover today.
An end to the Bank of Mum and Dad? More than one in ten retirees cutting back on gifting
According to Quilter research, gifting can reduce IHT, but errors can erase benefits. A common pitfall is the ‘gift with reservation of benefit’ – where you give something away but keep using. Make sure to keep detailed records and plan carefully.
News in Review
This week’s edition covers Scotland’s draft Budget and subdued UK house prices as year-end data emerges
Moving house? Don’t forget the protection review
Research shows 32% of policyholders never update their cover after moving, leaving potential gaps. Life changes—like a new home or mortgage—mean it’s time to check Life Insurance, Income Protection, and Critical Illness Cover. Make sure you don’t leave gaps in your protection.
People don’t understand IHT
1 in 3 people expecting £300k+ don’t fully understand IHT. Only 20% plan to pass on assets during their lifetime, often due to uncertainty—but 80% of women who get financial advice use tax-efficient strategies to protect their wealth. With IHT rules changing, now’s the time to seek professional guidance
