Commercial Property Market Review
Retail investment strengthens as demand rises, supply tightens and deals highlight confidence across commercial sectors
Buying later, borrowing longer – finding the right fit
People are buying their first homes later and choosing longer mortgages to make repayments more manageable. Therefore, about 547,000 of those who stepped onto the property ladder in 2024 will still be paying off their mortgage in their 60s.
First-time buyers get a move on
First-time buyers are less sentimental about their first homes than previous generations according to a recent survey. 25% plan to leave their first home after just 4.5 years, often due to lack of space or affordability. Smaller homes and unfamiliar locations are the new norm.
Navigating global shifts – investing through change
The investing landscape is rapidly evolving due to geopolitical uncertainty, inflation, AI and a changing labour market. The IMF forecasts 3% global growth, but risks remain.
What’s in store for the housing market this autumn
The UK housing market moves into autumn with steady momentum. Buyers can expect to benefit from improved affordability and negotiating power due to a high volume of homes on the market.
Why dedicated dressing room spaces are in demand
Dressing rooms are growing in popularity, offering luxury and convenience. They can give your home a competitive advantage, potentially adding up to £40,000 to the property’s value. Neutral tones boost resale appeal, while personalised touches make the space uniquely yours.
What are the biggest homebuyer concerns?
Buying a home is an exciting time, but it comes with stresses. The leasehold system is the fastest-growing cause for concern among homebuyers. Affordability is the main source of worry, with Stamp Duty and house prices cited as key challenges.
Young mortgage holders play a risky protection game
Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.
Residential Property Review – September 2025
The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London.
