Commercial Property Market Review – October 2025
In October’s Commercial Property Market Review we cover the latest trends shaping the UK’s commercial real estate sector, including stable yields amid uncertainty, strong hotel investment growth and Scotland’s steady market performance despite reduced deal activity
Take stock, strengthen your finances this autumn
Autumn is a natural time to review your finances. Check pensions, savings and investments to ensure plans match your goals. Building short-term resilience and strengthening long-term security can help you feel confident about your financial future.
Why dedicated dressing room spaces are in demand
Dressing rooms are growing in popularity, offering luxury and convenience. They can give your home a competitive advantage, potentially adding up to £40,000 to the property’s value. Neutral tones boost resale appeal, while personalised touches make the space uniquely yours.
Don’t rely on gut instinct for your retirement needs
Don’t leave retirement to chance. One in six rely on gut instinct to plan later life, yet nearly half fear running out of money. With so many unknowns, planning is key. Get clarity now to secure the lifestyle you want later.
What are the biggest homebuyer concerns?
Buying a home is an exciting time, but it comes with stresses. The leasehold system is the fastest-growing cause for concern among homebuyers. Affordability is the main source of worry, with Stamp Duty and house prices cited as key challenges.
Choosing the right life insurance – joint, dual or individual cover?
Joint life insurance may seem like the easy choice, but it only pays out once and can complicate things if your relationship ends. Dual life insurance cover is an alternative to individual and joint policies. We can help evaluate the different life insurance options.
Supporting generations – helping family without compromising your financial future
More high earners are financially supporting both their children and parents, with many adjusting their financial plans to accommodate family support. Balancing generosity with long-term security is vital; careful planning helps you support family without compromising your own future.
Your relationship with risk: time to reassess?
It’s natural for your appetite for risk to change. it’s important to distinguish between risk tolerance (how much risk feels comfortable) and risk capacity (how much risk you can afford based on your goals and circumstances). Good advice balances both.
Economic Review – September 2025
UK data highlight persistent pressures – inflation stuck at 3.8% (largely due to food costs), GDP slowed to 0.2%, payrolls fell, with wage growth at 4.8%, while retail sales rose in August but sentiment weakened.
Young mortgage holders play a risky protection game
Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.
